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Group Policy #0091939000 International Group Policy #91460

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OPT OUT SMUSA BASIC OPT-OUT WITH MSI WINTER 2025

This Opt-Out is only available for International Students attending Saint Mary's University

Opting Out of the Basic Health plan:
International Students that wish to opt-out of the Basic Health plan (with MSI) must do so during the opt-out period set by SMUSA.

Please be aware that if your MSI card does not cover you until August 31, 2025, you are only eligible to opt out of the month(s) that you are fully covered. The full Basic Plan fee will NOT be fully removed from your account unless your coverage under MSI is in place until August 31, 2025.

If you receive an updated MSI card throughout the academic year, you can contact the Health Plan office (healthplan.smusa@smu.ca) to determine which additional month(s) you may be eligible to opt-out of at that time.

Additionally, students who successfully opt-out with MSI are charged a mandatory one-time fee of $51 for the Companion Plan, as MSI does not cover you outside of Nova Scotia, therefore the companion plan covers when you travel.

Can I use MSI to opt-out of the Extended Health & Dental plan?

No, MSI is not an alternative for Extended Health and Dental. These two benefit plans supplement your Basic Health plan (or MSI coverage).
If you have comparable coverage (through work, spouse, parents, etc.) you can submit an opt-out for Extended Health & Dental during the appropriate opt-out period.
Once you opt-out, you cannot opt back in during the policy year (September 1 to August 31).

Please Note: For any students who do not have a Canadian address, you may choose to indicate the following (for the purpose of completing this form only): 923 Robie Street, Halifax NS, B3H 3C3